Welcome to RedBlock Cap (the “Site”), operated by RedBlock Cap, Inc. (“RedBlock Cap,” “we,” “us,” or “our”). Our mission is to provide software and analytics services that empower users to understand complex financial questions and make informed decisions (the “Services”). These Terms of Service (“Terms” or “Agreement”) govern your use of our Services, whether accessed via the Site or through an App.

Acceptance of Terms

By accessing or using the Services (whether via an App or the Site), you accept these Terms on behalf of yourself or the entity you represent. You represent and warrant that you have the authority and capacity to enter into these Terms. If you are not at least 18 years old or disagree with any provision of these Terms, do not access or use the Site, any App, or the Services.

1. RedBlock Cap Content

The materials, information, and content on the Site, Apps, or sent through the Services (“Content”) are proprietary to us or our licensors. We grant you a limited, non-exclusive, non-transferable license to view, use, download, and print the Content for personal, informational, non-commercial use. You may not reproduce, republish, modify, distribute, sell, or remove any proprietary notices. We retain all rights in the Content, and you must promptly delete or destroy it upon our request or termination of these Terms.

Different partners may use their own Apps to provide you with Content. The entity providing the App is solely responsible for it, and you agree to look to that entity to resolve any disputes regarding the App.

2. Ownership

Our Technology, including software, code, and systems used for the Site, Apps, or Services, is copyrighted and owned by us or our licensors. You may not copy, modify, reproduce, or distribute Our Technology without our prior written permission. Certain names, logos, and materials on the Site constitute trademarks (“Marks”), and you are not authorized to use any such Marks.

3. General Rules of User Conduct

You agree not to use the Site, Apps, or Services for illegal activities, harm minors, violate third-party rights, reverse engineer, upload viruses, spam, stalk, or interfere with proper functioning. You may post ideas, comments, or content but agree not to post offensive, false, discriminatory, or harmful content.

4. Payment Terms

If you purchase any Service, you agree to pay fees set at check-out. Payments are processed through a third-party Payment Provider. You must provide a valid credit card, and we may change payment terms with notice.

5. Taxes

Service fees are net of any applicable sales tax. You are responsible for Sales Tax, and we may charge and withhold taxes within jurisdictions as required.

6. Don’t Be Offended

While we strive to enforce rules, you may be exposed to offensive Content. We may, but are not obligated to, remove Content violating our policies.

7. Modifications to Terms

We may change the Terms with notice. Your continued use indicates acceptance of changes. It is your responsibility to check for modifications.

8. Modifications to the Site, Apps, or Services

We reserve the right to modify or discontinue the Site, Apps, or Services with or without notice. You agree we will not be liable for such modifications or discontinuation.

9. Feedback

If you provide Feedback, we may use it to modify our products and services without compensation. You grant us a license to use the Feedback.

10. Privacy

Your privacy is important. Our Privacy Policy describes our collection, use, and disclosure practices regarding personal information.

11. Disclaimer of Warranties

Your use of the Site, Apps, or Services is at your own risk. We provide the Content, Site, Apps, and Services on an “as is” basis, disclaiming all warranties, express or implied.

These Terms constitute the entire agreement between you and RedBlock Cap, governing your use of the Site, Apps, and Services. If any provision is found invalid, the remaining provisions will continue in full force. For questions or concerns, contact us at [email protected].